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CLIENT
NAME:
RALPH &
KAREN
TYPE OF CASE:
Chapter 7
RESULTS ACHIEVED:
-
Lowered
monthly payments by $1074
per month. -
Got
rid of
$33,820
in debt....debt that will
never have to be paid back. -
Got rid of ALL the
interest that would have accrued on that
debt. -
Got rid of an
unwanted and expensive timeshare on
which they owed $8,459. -
Were able to keep all
the other property they owned.
HERE IS WHAT THE CLIENT
SAID:
-
Why did you file
bankruptcy?
"At the time, my wife was
pregnant and it was around the time of
9/11. She wasn't able to get a job, so
we had one income and couldn't pay
bills. We had the kids, my work was
slack. It was a lose/lose situation.
Phone calls from the creditors were
terrible!"
-
What if you had not
filed?
"We were trying to keep the
house, and keep the lights on. It's
hard to say. We would have lost
everything possibly."
-
How did filing
bankruptcy help you and your family?
"Our situation is a lot
better. The baby is two years old now
and my wife is working. We are paying
all our bills and we have been trying
to save money. We have been trying to
save 3 months of bills.....In case
something happens, we will be able to
pay our bills. I am glad we did what
we did!"
-
Would you recommend
bankruptcy for someone else?
"If you have kids and can't
pay bills...Yes."
-
Would you recommend
the Law Offices of John T. Orcutt?
"Yeah...oh yes....most
definitely. Everything went
smoothly."
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