CLIENT NAMES:

     STEVE 

TYPE OF CASE:

     Chapter 13

RESULTS ACHIEVED:

• Lowered monthly payments by $418 per month.
  
• Got rid of $10,165 in debt....debt that will never have to be paid back.
  
• Lowered to about 3% the interest rate on about $33,188 of debts.
  
• Was able to keep all property he owned.

HERE IS WHAT THE CLIENTS SAID:

• Why did you file bankruptcy?
  
  "I got into trouble due to medical bills."
  
  
• What if you had not filed?
  
  "Well, I don't know what would have happened once the creditors got through with me. I couldn't go to work or anywhere without the creditors calling."
  
  
• How did filing bankruptcy help you and your family?
  
  "Well, it helped me get the bills paid, without the harassment. I didn't lose anything as far as the things I went into debt with. "
  
  
• Would you recommend bankruptcy for someone else?
  
  "I would for the last choice. I would, definitely. "
  
  
• Would you recommend the Law Offices of John T. Orcutt?
  
  "Yes, I would. Things went smoothly."